Beauty, Nail & Barber
SIU offers specialized insurance protection for beauty, nail, and barber target markets. Coverage options are designed for the unique needs and challenges of salon owners that provide comprehensive insurance coverage including professional liability in most cases.
Services Covered:
Hair
Nails
Facials
Electrology
Make-Up
Massage
Microdermabrasion
Limited Spa Services
Hydrotherapy
Tanning
Spray Tanning
Waxing
- Highlights
- Features
- Target Market
- Professional liability is included at policy limits Salon & Beauty only (no Spa)
- Business owner's product available in most states
- Business income available on an actual loss sustained basis for 12 months
- Non-owned and Hired Automobile coverage available
- Workers Compensation
- Available on a BOP or monoline general liability policy
- Available either on an admitted (all states) or non-admitted (AL, FL, GA, MS, NC, SC, TN) basis
- General liability limits available to $1,000,000/$3,000,000
- Minimum premium is $350
- Umbrella limits available to $5,000,000
- Barbers
- Beauticians
- Cosmetologists (may do makeup, facials, body wraps, wig fittings)
- Electrologists
- Estheticians (includes chemical peels, microdermabrasion, myotology & Galvanic current machine services)
- Hot Tub, Jacuzzi, Sauna, Steam Room Eligible
...
From Insurance Business America