Personal Property
Integral to the success of SIU’s Personal Property department is the trusted relationships developed with producers. To further strengthen the partnership between underwriters and producers, the Personal Property department continually expands extensive access to key markets and innovative products to offer producers the most comprehensive Personal Property coverages available. These coverages, combined with a new and innovative online rating website, enhances the overall underwriting experience for SIU producers.
Excess & Surplus/Admitted Personal Lines products for classes of business including:
Homeowner (HO3, HO4, HO5, HO6, HO8, High Value)- Personal Liability (Personal Umbrella, Excess Comprehensive, Personal Liability, Excess Auto Liability, Excess Umbrella)
- Dwelling Fire, Vacant Dwellings, and BOR
- Flood (Primary, Excess)
- Dwelling Fire (DP1, DP3 – including stand alone, other structures)
- Marine (Ski Boats, Jet Skis, Yachts, Airboats, Houseboats, Pontoons, Mega Yachts)
- Manufactured Homes
- Inland Marine (Fine Arts, Jewelry Schedules, Hearing Aids, Guns)
HO3
P/C 1-10 Available
Seasonal & Secondary Dwellings
Coastal Capacity
HO8 form available
Dwelling Fire
Dwelling Schedules
Coastal Capacity
Seasonal & Secondary, Owner/Tenant Occupied
Airbnb / VRBO Risks
Vacants
3, 6 or 12 month terms
Monthly earned premium for 3 month policies
Renovation & Builders Risk
High Value Properties
Manufactured Homes
90 day lapse
Coastal Capacity
$300,000 R/C
$5,000 Minimum R/C
Hobby Form Endorsement
Gulf Coast Coverage
