Binding Restrictions – Florida Wildfires
April 25, 2025
Given the ongoing wildfires and dry conditions in Florida we are under binding restrictions with some of our carriers. SIU has temporarily suspended access to online commercial and personal lines rating statewide in our SIUrate quote tools. Company rating tools remain open.
Common Questions:
Can I still quote and bind liability business?
During a storm, most carriers remain open to binding liability business. Please review the SIU website information for more on each carrier’s restrictions.
Do restrictions apply to renewal business?
Renewals will be bound as long as there is no change in coverage. Any changes in coverage cannot be considered until the moratorium is lifted.
What if I sent my bind request prior to the bind restriction being put in place?
Bind requests received prior to a carrier announcing binding restrictions will be processed. Renewals will be bound as long as there is no change in coverage. Any changes in coverage cannot be considered until the moratorium is lifted.
How do we reach SIU in the event the Florida office is closed?
All calls will be routed to our Alpharetta, GA location. You can reach us directly at 678-498-4500.
Notification will be sent once binding restrictions have been lifted. Thank you for your immediate attention.
Please check with your underwriter for more details on a particular risk:
SIU Main PH: 678.498.4500
FL Main PH: 407.671.7464
The following link will allow you to view the National Weather Services National Hurricane Center: https://www.nhc.noaa.gov/. The website will reflect the most recent changes in a storms activity.
Please check back frequently for updates.
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From Insurance Business America