Equipment Breakdown

SIU offers Equipment Breakdown coverage that protects insureds from the costs associated with losses to their facility's equipment. 

SIU’s Commercial Property & Casualty department offers Equipment Breakdown coverage that covers more than the cost of repair! General Liability available in all states!

  • Phone systems
  • Business equipment (photocopiers, fax machines, inventory scanners and blue print machines)
  • Electronic cash registers and scanners
  • Electrical distribution systems
  • Heating and cooling systems
  • Refrigeration systems
  • Elevator drives and equipment
  • Security and alarm systems
  • Diagnostic equipment
  • Processing and production equipment
  • Short Circuits/electrical arcing
  • Utility power surges
  • Mechanical breakdown
  • Motor burnout
  • Centrifugal force
  • Direct property loss- the cost to repair or replace damaged equipment
  • Loss of business income and extra expense
  • Spoilage as a result of covered equipment breakdown events
  • Other expenses incurred to limit the loss or speed business restoration



Phone: 678.498.4500
Toll Free: 800.568.1700
Fax: 678.498.4600
Southern Insurance Underwriters, Inc.
4500 Mansell Road
Alpharetta, GA 30022

©2024 Southern Insurance Underwriters, Inc