Beauty, Nail & Barber

SIU offers specialized insurance protection for beauty, nail, and barber target markets. Coverage options are designed for the unique needs and challenges of salon owners that provide comprehensive insurance coverage including professional liability in most cases.

Services Covered:

• Hair
• Nails
• Facials
• Electrology
• Make-Up
• Massage
• Microdermabrasion
• Tanning
• Limited Spa Services
• Hydrotherapy
• Waxing
• Spray Tanning

  • Professional liability is included at policy limits – Salon & Beauty only (no Spa)
  • Business owner’s product available in most states
  • Business income available on an actual loss sustained basis for 12 months
  • Non-owned and Hired Automobile coverage available
  • Workers Compensation
  • Available on a BOP or monoline general liability policy
  • Available either on an admitted (all states) or non-admitted (AL, FL, GA, MS, NC, SC, TN) basis
  • General liability limits available to $1,000,000/$3,000,000
  • Minimum premium is $350
  • Umbrella limits available to $5,000,000
  • Barbers
  • Beauticians
  • Cosmetologists (may do makeup, facials, body wraps, wig fittings)
  • Electrologists
  • Estheticians (includes chemical peels, microdermabrasion, myotology & Galvanic current machine services)
  • Hot Tub, Jacuzzi, Sauna, Steam Room Eligible



Quote Online

Phone: 678.498.4500
Toll Free: 800.568.1700
Fax: 678.498.4600
Southern Insurance Underwriters, Inc.
4500 Mansell Road
Alpharetta, GA 30022

©2022 Southern Insurance Underwriters, Inc