Binding Restrictions Due to Tropical Storm Delta

October 2020

We have received cease to bind notices from most carriers.  Please contact your underwriter if you have questions on a binder.  These restrictions are in place due to Huricane Delta  Please send all bind requests as soon as possible because we anticipate more binding restrictions.  Most companies are still open in Georgia and some only have coastal restrictions.  Contact your underwriter if you have a question regarding a particular carrier.  We will continue to update the website as we receive notices from our carrier partners.

SIU’s Personal Lines Rater is open and all restrictions lifted for Alabama and Florida. 

Most Carriers Are Currently Under Binding Restrictions in Florida Panhandle, Lousiana, Alabama, and Mississippi (some are only shut down in specific Counties by State).

 


Common Questions:

Can I still quote and bind liability business? 
During a storm, most carriers remain open to binding liability business. Please review the SIU website information for more on each carrier’s restrictions.

Do restrictions apply to renewal business? 
Renewals will be bound as long as there is no change in coverage.  Any changes in coverage cannot be considered until the moratorium is lifted.

What if I sent my bind request prior to the bind restriction being put in place?
Bind requests received prior to a carrier announcing binding restrictions will be processed. Renewals will be bound as long as there is no change in coverage. Any changes in coverage cannot be considered until the moratorium is lifted.

How do we reach SIU in the event the Florida office is closed?
All calls will be routed to our Alpharetta, GA location.  You can reach us directly at 678-498-4500.

Notification will be sent once binding restrictions have been lifted. Thank you for your immediate attention. 


Please check with your underwriter for more details on a particular risk:

SIU Main PH:  678.498.4500
FL Main PH: 407.671.7464

The following link will allow you to view the National Weather Service’s National Hurricane Center: http://www.nhc.noaa.gov/index.shtml.  The website will reflect the most recent changes in a storm’s activity.

Please check back frequently for updates.

 

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Phone: 678.498.4500
Toll Free: 800.568.1700
Fax: 678.498.4600
Southern Insurance Underwriters, Inc.
4500 Mansell Road
Alpharetta, GA 30022

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