Cannabis Dispensaries and CBD Stores

Southern Insurance Underwriters and Siuprem have partnered to provide coverage and payment options for both medical and recreational cannabis dispensaries, as well as retail stores where 100% of the sales are from CBD or CBD related products. Being able to provide payment options for your customers will provide you a competitive advantage.

Coverage Highlights

  • Payment options available through Siuprem
  • Commercial general liability – premises liability (occurrence or claims made)
  • Products/completed operations liability (claims made only, including prior acts)
  • Budtender exposure included
  • Commercial property – building coverage including equipment breakdown, business personal property (excluding outdoor plants), and business income
  • Equipment breakdown coverage available
  • Flexible terms and conditions
  • Policies written on non-admitted paper with a group rating of “A” (Excellent) by A.M. Best
  • Excellent claims service with 24/7 reporting
  • Completed and signed proprietary cannabis application
  • Loss history (3-5 years)
  • For prior acts coverage: copy of the current/ expiring declarations page (with retroactive date required) and signed proprietary letter (no known incidents for claims-made products liability)
  • Direct importing of related cannabis products
  • Greenhouse operations
  • Growing, cultivating, or processing operations
  • Laboratories and research facilities
  • Monoline property and monoline products
  • Oil extraction operations
  • Risks that allow consumption on premises
  • Risks that ship/deliver products with THC across state lines
  • All States



Phone: 678.498.4500
Toll Free: 800.568.1700
Fax: 678.498.4600
Southern Insurance Underwriters, Inc.
4500 Mansell Road
Alpharetta, GA 30022

©2021 Southern Insurance Underwriters, Inc