Vacant Property

Our Vacant Building product is designed for your residential and commercial vacant building risks. Our product can be quickly and easily quoted for 3, 6, 9 or 12-month policy terms on a monoline or package basis.

  • Vacant buildings
  • Partially vacant buildings
  • Vacant condo units
  • Vacant leased space
  • Risks with renovations
  • No restriction on the length of vacancy
  • No minimum earned premium or a 25 percent minimum earned premium earned even for short-term policies
  • Special Form and replacement cost available for some risks
  • Business personal property coverage available
  • Short-term policy extensions by endorsement
  • Vandalism is included with property coverage for most risks
  • No liability deductible
  • Risks with renovation work up to $250,000 in cost(non-structural renovations only)
  • Independent contractors coverage available
  • Property limits:
  • Risks up to $3,000,000 in total insurance value (depending on risk characteristics)
  • Coastal zones: $1,000,000 per location (excluding wind and hail)
  • Vacant condominium units: $3,000,000 per location
  • General liability limits up to: $1,000,000 each occurrence/$2,000,000 aggregate (additional excess liability limits can be provided up to $5,000,000)
  • A.M. Best rated A++ carrier
  • Quick quote turnaround
  • Low minimum premiums
  • Policyholders have access to many services through our Business Resource Center that will assist in growing and protecting their businesses



Phone: 678.498.4500
Toll Free: 800.568.1700
Fax: 678.498.4600
Southern Insurance Underwriters, Inc.
4500 Mansell Road
Alpharetta, GA 30022

©2024 Southern Insurance Underwriters, Inc