Admitted Commercial Contractors

Admitted Market


Target Classes:

  • Cable Installation in Conduits or Subways
  • Carpentry – constr of buildings (No framing or roofing)
  • Carpentry -interior or shop only
  • Ceiling or Wall Installation- Metal
  • Cleaning -outside surfaces of buildings
  • Communications Equipment Installation- Industrial or Commercial
  • Concrete Construction – No work over 50 feet high
  • Conduit Construction For Cables Or Wires
  • Contractors -NOC
  • Contractors Executive Supervisors Or Executive Superintendents
  • Door, Window, or Assembled Millwork Installation- Metal
  • Driveway, Parking Area, or Sidewalk- paving or  repaving
  • Drywall or Wallboard Installation
  • Electrical Apparatus- Installation, Servicing or repair
  • Electrical Work- Within Buildings
  • Excavation
  • Fence Erection Contractors
  • Floor Covering Installation- Not Ceramic Tile or Stone
  • Furniture of Fixtures Installation in Offices or Stores
  • Glass Dealers and Glaziers
  • Grading of Land – no residential pad work
  • Greenhouse Erection
  • Guniting or Shot- Crete
  • Heating or Combined Heating & Air Conditioning Systems or Equipment- Dealers, Distributors, & Installation Service & repair
  • Insulation Work
  • Irrigation or Drainage System Construction – no dam or flood prevention work
  • Landscape Gardening
  • Lawn Care Services
  • Machinery or Equipment – Inst. Service or Repair (no rigging)
  • Masonry
  • Metal Erection- Decorative or Artistic
  • Metal Erection- Frame Structure Iron Work on Outside of Buildings
  • Metal Erection- Nonstructural
  • Painting- Exterior- Three Stories or Less in Height
  • Painting- Interior- Buildings Or Structures
  • Painting- Shop Only
  • Paperhanging
  • Plastering or Stucco Work – No exterior work
  • Plumbing- Commercial & Industrial
  • Prefabricated Building Erection
  • Refrigeration Systems or Equipment- Dealers and Distributors, Installation, Servicing, or Repair-Commercial
  • Septic Tank Systems- Cleaning
  • Septic Tank Systems- Installation, Servicing, or Repair Service Occupancies
  • Sewer Cleaning
  • Sheet Metal Work- Outside incl. incidental shop work
  • Sign Erection, Installation, or Repair
  • Sign Painting or Lettering- Inside Of Buildings
  • Sign Painting or Lettering on Buildings or Structures
  • Solar Energy Contractors
  • Steam Mains or Connections Construction
  • Swimming Pools – Installation Servicing or Repair – not eligible in CA
  • Tank Construction, Installation, Erection, or Repair- Metal- Not Pressurized
  • Tile, Stone, marble, Mosaic, or Terrazzo Work- Interior Construction
  • Tree Pruning, Dusting, Spraying, Repairing, Trimming, or Fumigating
  • Water Mains or Connections Construction
  • Water Softening Equipment-sales, Installation, Servicing, or Repair
  • Property up to $25M TIV* single location including Equipment Breakdown
  • Actual loss sustained business income available for select classes
  • General liability limits $1M/$2M and $2M/$4M
  • Contractors Equipment limits to $2M (total schedule)
  • Installation Floater limits to $2M
  • Automobile – fleets up to 30 power units
  • Premium range ~ $5,000 - $125,000
  • Artisan Contractors with annual sales over $2M (Residential service work up to 25% of annual sales acceptable; Occasional new “custom home” work acceptable)
  • General Contractors with annual sales over $3M (Daily job-site supervision required; Self-performs less than 50% of work; No residential work)
  • Acceptable risk transfer to subs (GL/Auto/Employer Liability limits equal to contractor we are insuring; AI for ongoing and completed operations; Primary/Non-contributory wording; Waiver of subrogation)
  • Package minimum premium $5,000 except
  • $10,000 for Mechanical, Plumbing and Concrete Contractors



Phone: 678.498.4500
Toll Free: 800.568.1700
Fax: 678.498.4600
Southern Insurance Underwriters, Inc.
4500 Mansell Road
Alpharetta, GA 30022

©2021 Southern Insurance Underwriters, Inc