Wholesale & Retail

Wholesale distribution represents over $5.6 trillion in annual sale volumes with the industry average worker making $29.31 an hour. These are compelling numbers to an industry that is sometimes overlooked in the workers’ compensation industry. SIU has partnered with the nation’s top workers’ comp carriers to cover wholesalers, distributors and retail stores across the country. Our unique programs offers risk management, claims management and other services for the qualified insured and we will entertain almost all risks that have a safety cautious program implemented.


SIU offers coverages for a variety of business throughout the wholesale & retail market including wholesale distributors of durable and nondurable goods, home furnishings retail, apparel retail, restaurants and much more.

Flexible payment options for both our guaranteed cost and retrospective programs are available for qualified insureds.

If you have a unique risk, please reach out to one of our workers’ compensation underwriters.

Don’t lose out on accounts due to incomplete submissions. Follow the check list below to make sure you are providing your insured with the best possible outcome.

  • Check Program Submission Requirements
  • Make sure all documents are up to date
  • If the insured has any large losses, send in details regarding the loss
  • Description of Operations – The better you explain the operations, the better we are able to place the account with the right carrier

Additional Coverages Need? Visit our other lines  

  • Minimum Premium: $100K
  • Appetite: Wholesale Distributors of durable and non-durable goods, and retailers including apparel, home furnishings, restaurants, and other consumer products
  • Submission Requirements: Acord 130, Currently Valued Loss Runs, Payroll History up to 5 years, Financial Information may be required, Mod Worksheet
  • Program Highlights: Cutting-Edge Claims Management, Guaranteed Cost & Retrospective Rated Programs, Safety Training
  • Minimum Premium: $10K
  • Appetite: Wholesale Distributors of durable and non-durable goods, and retailers including apparel, home furnishings, restaurants, and other consumer products
  • Submission Requirements: Acord 130, Currently Valued Loss Runs, Mod Worksheet
  • Program Highlights: Cutting-Edge Claims Management, Guaranteed Cost Programs, Safety Training
  • Maximum Premium: $10K
  • Appetite: New Ventures/No Prior, Retail Stores or Restaurants
  • Submission Requirements: Acord 130
  • Program Highlights: Quick Turnaround, No Prior Loss History Acceptable

678.498.4592

workcomp@siuins.com

Application

Phone: 678.498.4500
Toll Free: 800.568.1700
Fax: 678.498.4600
Southern Insurance Underwriters, Inc.
4500 Mansell Road
Alpharetta, GA 30022

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